Guwahati News Desk: India’s leading non-life insurance provider in the private sector HDFC ERGO General Insurance Company has been authorized by the Government of Assam to implement the Pradhan Mantri Fasal Bima Yojana (PMFBY) for loanee and non-loanee farmers in the districts of Tinsukia, Lakhimpur, Cachar, Baksa, Kamrup M, Udalguri and Morigaon for kharif 2021.
PMFBY scheme insures for farmers against any losses in crop yield arising out of a wide range of external risks such as draught, floods, dry spells, landslides, cyclones, hurricanes, hailstorm, inundation, pests, diseases and others. For the purpose of determining the loss in the yield, the State government will plan and conduct Crop Cutting Experiments (CCEs) on the notified crops in areas notified for the scheme. In case the yield data, based on CCEs conducted, concludes to be low then the farmers will be considered to have suffered a shortfall in their yield for which the claims will be payable to the farmers.
The scheme provides insurance cover for all stages of the crop cycle including pre-sowing, harvesting and post-harvest risks as all the products under the scheme are approved by the State agricultural department.
Farmers from the Tinsukia, Lakhimpur, Cachar, Baksa, Kamrup M, Udalguri and Morigaon districts can reach their respective banks, Common Service Centres (CSCs) on their native district or by contacting the authorized HDFC ERGO agents to obtain the insurance cover under the PMFBY scheme for the crops. The further details of the validity period to obtain the insurance cover for the farmers to be available on the officials website of the Department of Agriculture.
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